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Part 3 – Get Better Loan Terms: Financial Covenants
What is the most important (and rarely discussed) part of your commercial banking relationship? Be your bank’s favorite customer. ...
Aug 12, 2025


Investment Advice in the Bible: The Power of Diversification
📖 Bible Reading: Ecclesiastes 11:1-6 1 Ship your grain across the sea; after many days you may receive a return. 2 Invest in seven...
Jul 29, 2025


How Insurance Costs Can Shrink Your Loan Proceeds
Background Lenders underwrite loans based on net operating income (NOI), and one of the largest line items affecting NOI is insurance...
Jun 22, 2025


Sources and Uses for A Refinance: A Case Study
Background I had been working with a client for over a year and a half to plan for the refinance of his multifamily property. He...
Jun 18, 2025
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